{"id":1456,"date":"2022-06-19T11:31:41","date_gmt":"2022-06-19T11:31:41","guid":{"rendered":"https:\/\/dar-elkhir.com\/blog\/?p=1456"},"modified":"2022-06-19T11:31:41","modified_gmt":"2022-06-19T11:31:41","slug":"algerie-quel-dossier-pour-faire-un-credit-immobilier","status":"publish","type":"post","link":"https:\/\/dar-elkhir.com\/blog\/2022\/06\/19\/algerie-quel-dossier-pour-faire-un-credit-immobilier\/","title":{"rendered":"Alg\u00e9rie : quel dossier pour faire un cr\u00e9dit immobilier ?"},"content":{"rendered":"

Alg\u00e9rie – Tout ce qu\u2019il faut savoir sur le dossier \u00e0 fournir pour b\u00e9n\u00e9ficier d\u2019un cr\u00e9dit bancaire afin de financer l\u2019achat ou la construction d\u2019un immobilier, vous sera d\u00e9voil\u00e9 dans la suite de ce num\u00e9ro du 19 juin 2022.\u00a0<\/b><\/h3>\n

Effectivement, plusieurs banques exercent dans notre pays attribuant des pr\u00eats pour le financement de l\u2019achat ou de la construction d\u2019une habitation. Ce service est accessible pour les Alg\u00e9riens r\u00e9sidant au pays. Et m\u00eame, pour la communaut\u00e9 alg\u00e9rienne \u00e9tablie \u00e0 l\u2019\u00e9tranger. Toutefois, pr\u00e9senter un dossier complet est la premi\u00e8re r\u00e8gle \u00e0 observer afin d\u2019acc\u00e9l\u00e9rer le traitement de la demande du cr\u00e9dit immobilier en Alg\u00e9rie.\u00a0<\/span><\/p>\n

En effet, un dossier complet montre le s\u00e9rieux dans la d\u00e9marche de l\u2019emprunteur. Il est utile de signaler qu\u2019un dossier \u00e0 moiti\u00e9 complet ne fait pas bonne impression aupr\u00e8s de l\u2019\u00e9tablissement pr\u00eateur. Autre point \u00e0 relever, le dossier sera bien souvent le m\u00eame d\u2019un \u00e9tablissement bancaire \u00e0 l\u2019autre, rapporte le site sp\u00e9cialis\u00e9 Lkeria<\/em>.\u00a0<\/span><\/p>\n

Il faut donc bien constituer son dossier pour que ces formalit\u00e9s n\u2019aient pas \u00e0 \u00eatre compl\u00e9t\u00e9es ou recommenc\u00e9es. Pour rappel, la constitution du dossier intervient g\u00e9n\u00e9ralement une fois la promesse de vente sign\u00e9e, en cas d\u2019un achat. Retrouvez dans les lignes qui suivent les documents \u00e0 fournir lors de la demande d’un cr\u00e9dit immobilier<\/a>.\u00a0<\/span><\/p>\n

Alg\u00e9rie : les documents \u00e0 pr\u00e9senter \u00e0 l\u2019\u00e9tablissement bancaire pr\u00eateur\u00a0<\/b><\/h4>\n

Concernant les documents \u00e0 soumettre aupr\u00e8s des \u00e9tablissements bancaires<\/a> afin de b\u00e9n\u00e9ficier d\u2019un pr\u00eat immobilier, il est d\u2019abord question d\u2019une d\u00e9cision d\u2019attribution de logement. Celle-ci est d\u00e9livr\u00e9e par le promoteur. Elle indique le prix de la vente, la consistance et l\u2019adresse de l\u2019habitation.\u00a0<\/span><\/p>\n

De plus, l\u2019emprunteur doit pr\u00e9senter une demande de cr\u00e9dit<\/a>, il s\u2019agit g\u00e9n\u00e9ralement d\u2019un formulaire d\u00e9livr\u00e9 par la banque. Il doit \u00e9galement fournir un extrait de naissance, une fiche familiale (pour les mari\u00e9s). Ainsi qu\u2019une copie de la carte d\u2019identit\u00e9 nationale (CNI) ou du permis de conduire.\u00a0<\/span><\/p>\n

Par ailleurs, ce m\u00eame dossier doit aussi comporter une autorisation de pr\u00e9l\u00e8vement de la mensualit\u00e9. Ainsi que les trois (3) derni\u00e8res fiches de paie. Enfin, l\u2019emprunteur doit compl\u00e9ter son dossier avec une attestation de travail ou avec un contrat CDI. \u00c0 cela s\u2019ajoute, une copie du dernier avis d\u2019imposition et un justificatif de domicile. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Alg\u00e9rie – Tout ce qu\u2019il faut savoir sur le dossier \u00e0 fournir pour b\u00e9n\u00e9ficier d\u2019un cr\u00e9dit bancaire afin de financer l\u2019achat ou la construction d\u2019un immobilier, vous sera d\u00e9voil\u00e9 dans …<\/p>\n","protected":false},"author":1,"featured_media":1457,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1456","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"\nAlg\u00e9rie : quel dossier pour faire un cr\u00e9dit immobilier ?<\/title>\n<meta name=\"description\" content=\"Alg\u00e9rie - Le dossier \u00e0 fournir pour b\u00e9n\u00e9ficier d\u2019un cr\u00e9dit bancaire afin de financer l\u2019achat ou la construction d\u2019un immobilier.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dar-elkhir.com\/blog\/2022\/06\/19\/algerie-quel-dossier-pour-faire-un-credit-immobilier\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Alg\u00e9rie : quel dossier pour faire un cr\u00e9dit immobilier ?\" \/>\n<meta property=\"og:description\" content=\"Alg\u00e9rie - 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